DESIGNING A MULTI-SYSTEM
LENDING PLATFORM
ABOUT SPARKIL
SparkIL is a social lending platform connecting borrowers, lenders, admins, and financial systems through one continuous experience.
The platform combined multiple external services, operational tools, and financial processes into a single ecosystem used by different types of users.
The main challenge was not designing a single interface, but creating one coherent experience across multiple users, platforms, financial systems, and operational workflows.
WHY THIS PROJECT
SparkIL shows my ability to design a product ecosystem with multiple user types, business rules, and operational needs. I liked this project because it forced me to think from several perspectives at once: borrowers, lenders, admins, and the organization behind the platform. It was meaningful to design a system where trust, clarity, and operational control all had to work together.
SPARKIL ECOSYSTEM
A multi-system lending platform connecting users, operational teams, and external systems across the full loan lifecycle.
Apply for loans, upload documents, track status, and manage repayments.
Browse loan opportunities, invest, and track returns.
Manage users, approvals, repayments, operations, and platform settings.
Apply for a loan > Upload documents > Track application status > Manage repayments
Browse loans > Invest in campaigns > Track portfolio and returns
User management > Loan approvals > Repayments & collections > Operational management
Forms, document collection, and application flows.
Marketing website and public-facing pages.
Payment processing and transactions.
Email notifications and automated communication.
Loan management and operational processes.
CRM, leads, and customer management.
Accounting, financial management, and repayment tracking.
Borrower submits a loan request.
Financial and operational checks are performed.
Borrower builds a fundraising campaign.
Lenders fund the loan.
Funds are transferred to the borrower.
Scheduled repayments and collections are managed.
Tracking balances, repayments, and lender returns.